If you could change one thing about your life, what would it be? For most people, the answer is likely to be that they would like to earn more money. A survey of American workers shows that just 19 percent of the nation’s workforce believes they are paid enough. This low percentage demonstrates how significant the gap is between how much employees feel they should earn compared with how much they are paid each month. The state of your finances has a significant impact on your life. Therefore, it is understandable that a high percentage of workers feel that they need to be paid higher wages. While there may be more to life than material possessions, having some degree of financial freedom is a goal that many people strive to achieve. As a minimum, most people at least want to know that … [Read more...] about How to Make Your Money Go Further Each Month
Finances
Funding Your Business With Binary Options Trading
Today, money is a must to make your business a success. However, not everyone is fortunate enough to have savings in the bank or easy access to a bank loan. If you need to accumulate the funds yourself, you may want to consider binary options trading as an option. Binary options trading signals are one of the newest and most exciting developments in the options trading industry. These trading signals offer traders the possibility of using software programs and algorithms to help make correct predictions. To simplify the way this works, the binary options signals software sweeps the charts of popular assets, such as stock, bonds and currencies. When it finds a trend in these stocks, it notifies you, letting you know when you should make an investment. So-called ‘robots’ can be set to … [Read more...] about Funding Your Business With Binary Options Trading
5 Expensive Life Events (& How To Ensure They Don’t Leave You Broke)
Most of us work for our money, and any savings we accrue are a hard-earned testament to frugality, discipline, and proper planning. What that means is that we should always think carefully before entering into a situation that could drain our precious nest egg. Unfortunately, life sometimes has other ideas. Although, just because you have a significant life event in the foreseeable future, it doesn't mean you have to wipe your savings to zero. A subject you can read more about in the post below. Buying a new car Now don't get me wrong, when I say ‘new car’, I don't mean a brand new one fresh off the lot. In fact, buying any vehicle, even a used one can be a costly experience. However, if you are savvy about things, you will be able to satisfy your transportation needs without going … [Read more...] about 5 Expensive Life Events (& How To Ensure They Don’t Leave You Broke)
How to Save Money On Life’s Essentials
There are, of course, some essential purchases that we all need to make. While we’d like to spend all of our money on vacations and dinners at luxury restaurants, this, sadly, is not the reality of the world. Most of our money goes on things like housing, clothes, food, and modern essentials, such as our technology. All added together, these can add up to a pretty penny. It’s important to keep in mind, however, that you don’t need to pay sticker price every time. There are ways you can cut the costs of these essentials, as we’ll see below. Do Your Research One mistake that people make is that they only ever take the first price that they see. They might see the cost of, say, a data plan, believe that it’s acceptable, and agree to the deal. In reality, they may have been able to … [Read more...] about How to Save Money On Life’s Essentials
What You Need to Know About Credit Card Minimum Payments
Did you know most credit cardholders carry a balance from month to month? According to a recent survey from CNBC, 55 percent of American adults who have credit cards have debt. About one-fifth (22 percent) of cardholders with a monthly balance carry between $101 and $500. And about one-third (32 percent) of cardholders carry a balance between $501 and $2,500. Consumers carrying a balance have a few options: full payment, partial payment, minimum payment or no payment. Obviously, making no payment is the least desirable of these options. Doing so repeatedly will damage your credit score and send your account into delinquency. What about minimum payments though? Here’s what you should know about this option for repaying your credit card balance. Minimum Payments: The Basics Somewhere … [Read more...] about What You Need to Know About Credit Card Minimum Payments
Don’t Settle for an Inferior Car Even if It’s Brand New
The idea of buying a brand-new car that you can call your own might be exciting. It's one of the bigger milestones people consider in life. It's even a barometer of success for many people. Although you desire to have a new car, it doesn't mean you have to settle for any car model available. You have to be cautious about anything that you purchase, especially if it doesn't match your needs. Yes, price is a significant consideration, but it's not the only factor to consider. List your needs You have to determine the reasons why you’re buying a car in the first place. Do you intend to use it for work? Will the family use it to travel to distant locations? Are you going to load a lot of items in the boot or do you need more space for passengers? Once you know your priorities, you can … [Read more...] about Don’t Settle for an Inferior Car Even if It’s Brand New
