Medicare is federal health insurance program that primarily uses the tax system to finance health care expenses. It was established by the Social Security Act of 1965. To be eligible, a person must be at least 65 years old, have a valid Social Security number, or be an alien who is lawfully admitted for permanent residence and meet other specific requirements, including the requirement that disability had to begin before the age of 65. Medicare consists of Part A, Part B, Part C, and Part D. Here, we will discuss some basic information about each part. 1.Part A - Hospital Insurance Part A covers inpatient care in hospitals, skilled nursing facilities, hospice care, and a limited number of outpatient services. It will also pay for hospice services if the illness is terminal. The amount … [Read more...] about Medicare Part A, B, C, and D: What You Need to Know
Insurance
6 Steps To Take If You’ve Been In An Accident
If you've been in an accident, the first thing you should do is stay calm. It can be challenging to think straight after a traumatic experience. Still, it's important to take steps to protect yourself and your loved ones, such as hiring a citrus park injury lawyer. This blog post will discuss seven steps you should take after being involved in an accident. Step One: Stay Calm And Assess the Situation After being in an accident, the first thing you should do is assess the situation. Are you and any passengers injured? Are there any injuries that require first aid? If so, provide first aid until emergency personnel arrives. If it's safe to do so, move vehicles out of the way of oncoming traffic. During this time, it's essential to remain calm. Panicking will only make the situation … [Read more...] about 6 Steps To Take If You’ve Been In An Accident
The Advantages of Property Damage Liability Insurance
When you think about insurance, you likely think about a provision to fix or replace your car in the event you're involved in an accident. You may also think about not having to pay for your medical expenses at a hospital when you or your immediate family members fall ill. But what about the instances when you're found liable for causing injury or damage to other people's property? This is where property damage insurance comes into play. If you're involved in a car accident and cause damage, you won't have to go into your savings to replace the other party's car door or windshield. This form of insurance is not limited to auto insurance; it can indemnify you against claims by people who suffer an injury while on your property. Is property damage liability insurance really … [Read more...] about The Advantages of Property Damage Liability Insurance
5 Types of Car Accidents and How to Avoid Them
Car accidents happen every day. There are about 5 million car accidents each year in the United States alone, which equates to about one accident every 20 seconds. These numbers may seem high, but it's important to remember that many of those accidents do not result in injury or death. This article aims to help you understand what types of car accidents exist and how you can avoid them! 1. Rear-End Accidents Rear-end accidents are the most common type of car accident. A rear-end collision occurs when a driver crashes into another vehicle from behind at any point during oncoming traffic or while approaching an intersection. Rear-end collisions often occur because drivers do not pay attention to their surroundings, drive too closely, fail to notice stop signs and red lights and fail to … [Read more...] about 5 Types of Car Accidents and How to Avoid Them
Top 5 Causes Of Car Accidents And How To Prevent Them
Car accidents are one of the leading causes of injuries and death around the world. Whether they’re minor or serious, they can potentially change one’s life for good. If you’re injured, you may have to deal with a lot of consequences, including medical bills, lost wages, pain and suffering, emotional distress, and many more. However, if you’re the other driver and your negligence caused the collision, you may have to deal with civil or criminal liabilities, depending on the circumstances. Thus, to avoid this kind situation, keep reading this article to learn about the top five causes of car accidents and how you can prevent them. Distracted Driving One of the most popular causes of vehicular accidents is distracted driving. Whether you believe you can … [Read more...] about Top 5 Causes Of Car Accidents And How To Prevent Them
5 Ways to Save Money on Medical Costs
The costs of medical treatment continue to skyrocket as COVID-19 puts an unprecedented strain on healthcare providers. Many people are foregoing non-essential treatment entirely to avoid the high costs and risks of exposure to the virus. However, it’s not all bad news. While medical costs are high, there are ways that you can prepare yourself for medical emergencies and other costs associated with your health. So, let’s look at the top 5 ways to save money on medical costs! Shop For the Right Insurance Plan If you’re younger and don’t qualify for Medicare, it can feel like health insurance is just a scam. You pay high premiums and high deductibles just to get basic “emergency” coverage. However, no two plans are exactly alike. This means that you shouldn’t just sign up for the first … [Read more...] about 5 Ways to Save Money on Medical Costs